HSBC to suspend Chinese provide Freddie stock market center in the United States to buy a house: exclusive national industry sector stocks, premarket after hours, ETF, real-time quotes of Reuters reported that 28 of Europe’s biggest bank, HSBC will no longer be to buy a house mortgage China citizens in the United states. This is because China is strengthening the control of capital outflows. A spokesman for HSBC told Reuters that the new policy began last week. A month before, China suspended some foreign exchange business of Standard Chartered Bank and DBS bank. With the decline in the stock market, slowing economic growth and the downturn in the real estate market, some Chinese want to move money overseas to get higher returns. However, this undoubtedly increases the difficulty of maintaining the stability of the RMB exchange rate by the Central Bank of China, and also has a negative impact on domestic investment. Chinese buyers are looking for houses in the US, and real estate agencies in the US say that Chinese buyers often like to buy houses in cash, and they are the biggest overseas buyers. Mansion Global, the high end real estate site, pioneered the change in the policy, which says the most affected is Chinese citizens with B visas, because their major assets are still in china. In Vancouver, Canada, a spokesman for HSBC also said that the diverted Canadian branch had a similar policy, and was now actively assessing the local policy environment to decide whether to make adjustments. The spokesman said HSBC took a very conservative risk strategy, which favored customers who had close contact with canada. According to the interface news reports, HSBC’s specific policy is: 1. on the first payment storage time. January 23rd: the first payment of funds in foreign banks need to put the full 2 months; January 23rd: after the first payment of funds to overseas banks with more than 2 months. 2. about the source of the first payment. January 23rd: the first payment of funds can be recognized from the mainland Chinese remittances into foreign banks; after January 23rd authorized the first payment of funds from third countries in overseas bank remittance. 3. proof of income. January 23rd: accept Chinese, issued proof of income; after January 23rd: only accept Chinese except outside the mainland issued proof of income. Data from the National Association of Realtors show that the proportion of Chinese buyers who buy American real estate is rising, from 9% in 2011 to 12% in 2013 to 16% in 2014. Data also show that in 2015, Chinese mainland buyers in the United States to invest in real estate a total of 28 billion 600 million U.S. dollars (about 188 billion 85 million yuan), higher than the 2014 22 billion U.S. dollars (about 144 billion 681 million yuan), Chinese buyers become the largest overseas buyers of U.S. real estate. Editor: Li bolt SF171

汇丰暂停向中国人在美买房提供房贷 美股行情中心:独家提供全美股行业板块、盘前盘后、ETF、权证实时行情   路透社28日报道称,欧洲最大的银行汇丰将不再向中国公民在美买房提供房贷。此举或是因为中国正在加强对资本外流的管控。   汇丰银行的一名发言人告诉路透社,新的政策上周开始实施。此前一个月,中国暂停了渣打银行和星展银行的部分外汇兑换业务。   随着股市下跌、经济增长放缓以及房地产市场低迷,一些中国人希望将钱转移到海外以获取更高的收益。然而,这无疑增大了中国央行维持人民币汇率稳定的难度,也给国内投资带来负面影响。 中国买家在美国看房(资料图)   美国房地产中介表示,中国买家常常喜欢现款买房,他们是最大的海外买主。   高端房地产网站寰域居(Mansion Global)率先公布了这一政策变化,该网站称最受影响的是持有B类签证的中国公民,因为他们的主要资产还在中国境内。   在加拿大温哥华,汇丰银行一名发言人也表示改行的加拿大分行已经有了类似的政策,目前正在积极评估当地的政策环境,以决定是否作出调整。   这名发言人表示,汇丰银行采取了非常保守的风险策略,该行青睐那些跟加拿大联系密切的客户。   另据界面新闻报道,汇丰银行的具体政策为:   1. 关于首付款存放时间。1月23日前:首付款资金需要在境外银行放满2个月;1月23日后:首付款资金需要在境外银行放满2个月以上。   2. 关于首付款来源。1月23日前:认可首付款资金可从中国大陆地区汇款存入境外银行;1月23日后:认可首付款资金需从第三方国家汇款存入境外银行。   3. 关于收入证明。1月23日前:接受中国大陆开具的收入证明;1月23日后:只接受除中国大陆以外开具的收入证明。   全美房地产经纪人协会发布的数据显示,在购买美国房产的外国买家中,中国买家的比例一路攀升,已从2011年的9%、2013年的12%上升至2014年的16%。数据还显示,2015年中国大陆买家在美国投资房地产共286亿美元(约合人民币1880亿8500万),高于2014年的220亿美元(约合人民币1446亿8100万),中国购房者成为美国房产最大的海外买家。 责任编辑:李栓 SF171相关的主题文章: